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Regulatory and protocol clock Standard or protocol · International

ISO 20022: end of SWIFT MT and MX coexistence for payments

MT messages retired for cross-border payments on 22 Nov 2025, 11 months ago.

22 Nov 2025 11 months ago Already applies

ISO 20022: end of SWIFT MT and MX coexistence for payments

MT messages retired for cross-border payments · ISO 20022 for cross-border payments and reporting · SWIFT

IndustryInfrastructureMaritime International Standard or protocol

The coexistence period for legacy MT and ISO 20022 MX messages in cross-border payments ended on 22 November 2025. Banks now exchange structured ISO 20022 messages. For companies this shows up as structured address and remittance data required by the bank and better data in statements.

SWIFT Date reported, not yet checked against the official text.

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